A no-point ticket might affect insurance, depending on the reason for the ticket, the state’s laws, and the insurance company. A no-point ticket for a moving violation like speeding is likely to affect insurance rates, for example, whereas non-moving violations like parking tickets do not affect premiums.
It’s important to note that the number of points associated with a ticket does not correlate with a certain insurance rate increase in most states. Instead, insurance companies pay more attention to the offense that led to the points than the actual points. As a result, no-point tickets for offenses unrelated to your driving abilities will probably not affect your insurance.
For more information, check out WalletHub’s complete guide to the factors that affect car insurance rates.
This answer was first published on 07/24/23. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
