NJ Points Reduction (2024)

If you receive a moving violation in New Jersey, points will be added to your NJ driving license and driving record. Other violations such as parking tickets, do not have points associated with them.

Once you receive 6 points or more within 3 years, the NJ MVC will impose a surcharge of $150 plus point costs.

Before you reach 6 points, you can reduce the number of points on your drivers license by 2 points when you complete the NJ defensive driving course which is available online for $49.00.

Get a 2 Point Reduction

The 2 point reduction defensive driving course can also help reduce your NJ car insurance rate. The NJ mandatory law states upon completion of the 6 hour NJ defensive driving course, drivers are eligible to receive up to 10% reduction on their car insurance for 3 years. Contact your NJ auto insurance agent to confirm what percentage discount you’re eligible to receive.

New Jersey Points

The NJ points system for moving violation traffic tickets range from 2 to 8 points. The higher the points, the higher the fines and possible surcharges. Read more information on NJ ticket fines and surcharges.You can review a full list of the NJ Points system online for a traffic ticket involving a moving violation.

Point Deduction

There are other ways that your points come off your New Jersey drivers license.

  • One Year with No Violations = 3 points are removed
  • Defensive Driving Course Online = 2 points are removed

Out of State Tickets

If you have a NJ drivers license and receive a ticket from another state (excluding Georgia, Massachusetts, Michigan, Tennessee, and Wisconsin) you will receive points. For example, if you receive a speeding ticket in Florida you will get points added to your NJ drivers license.

Register for NJ Defensive Driving

NJ Defensive Driving

The New Jersey MVC approved a defensive driving course to educate and improve NJ drivers errors. The course has proven to reduce the number of car accidents a New Jersey driver has through defensive driving techniques that helps one avoid an accident.

NJ MVC

The New Jersey MVC (Motor Vehicle Commission) is responsible for vehicle registration and inspections, drivers license, vehicle and driving violations, traffic tickets, and safety programs for drivers and vehicles.

NJ Traffic Ticket

If you break a traffic law in New Jersey your driving record can be affected in several ways. The 2 most common traffic tickets are moving violations and non-moving violations.

New Jersey License Suspension

If you drive with a suspended NJ drivers license you could serve up to 5 years in jail. A drivers license can be suspended in New Jersey for several reasons.

NJ Points Reduction (2024)

FAQs

How do I get rid of 2 points on my license in NJ? ›

Two points can be negotiated down to zero with the aid of an attorney at court. Otherwise, if you choose to accept the points, you can remove two with a defensive driving course (provided you have not taken one in the past five years) or wait a year without a moving violation and have up to three removed.

How long does it take to remove points from your license in NJ? ›

Thankfully, the New Jersey MVC will remove these points for a couple different reasons: Three points will be removed if you go one full year without receiving a violation or having your license suspended. Two points will be removed if you complete a NJ defensive driving course. This can be done once every five years.

How to reduce insurance points in NJ? ›

The New Jersey Motor Vehicle Commission allows drivers to take a point reduction course once every five years to reduce two points from their driving record. In addition, you can take the course every three years to qualify for a mandatory discount on your auto insurance rate.

Is it worth fighting a speeding ticket in NJ? ›

If you are facing a traffic ticket in New Jersey, fighting your ticket is worth it. Not only can tickets be expensive (you can end up paying much more than just the fine), but they can also put you at risk of losing your driver's license.

Will 2 points affect my insurance in NJ? ›

The points that your state's DMV assigns to your license don't directly affect your insurance rates. That's because companies don't figure the amount of points on your license into how much your insurance costs, but they do consider any violations or accidents on your record.

Can you pay to get points off your license in NJ? ›

NJ Point Reduction

Once you receive 6 points or more within 3 years, the NJ MVC will impose a surcharge of $150 plus point costs. Before you reach 6 points, you can reduce the number of points on your drivers license by 2 points when you complete the NJ defensive driving course which is available online for $49.00.

How many points is 20 miles over the speed limit in NJ? ›

Going 1-14 mph over the limit is worth 2 points; 15-29 mph over is worth 4 points; and speeding 30 mph or more is worth 5 points. Auto insurance premium increase. A conviction for speeding means the offense will appear on one's NJ driving record.

How to avoid points on a speeding ticket in NJ? ›

If you voluntarily take an MVC-approved defensive driving course, you can get two points removed (but this reduction is available only once every five years). For every one year you go without getting a new moving violation, you can get three points removed (but your record can never go below 0 points).

How long does a ticket stay on your record in NJ? ›

How long do traffic violations stay on your driving record in New Jersey? A conviction for a traffic violation in New Jersey will stay on your record forever and, unlike some criminal convictions, can never be expunged.

Do insurance companies care about points? ›

In reality, points don't affect your rates directly. Instead, the infractions that resulted in the points on your license will. Each insurer weighs different infractions differently, so there is more of a relationship between your rates and specific infractions than your rates and your license points.

How do I see how many points are on my license in NJ? ›

You can check how many points are on your license in New Jersey by going to the New Jersey Motor Vehicle Comission website. Checking your license points in New Jersey will cost you $15, since you will need to pay for a copy of your driving record. New Jersey uses driver's license points to track violations.

How many points do you get for no insurance in NJ? ›

A first offense of driving without insurance in NJ does not carry points, but a second offense can result in 9 insurance points. Is driving without insurance a criminal offense? Driving without insurance in NJ is considered a traffic violation in New Jersey, but that does not mean the penalties are light.

Is it worth hiring a lawyer for speeding ticket in NJ? ›

Protecting your interests when handling a traffic ticket case is something you can achieve by hiring a Passaic County and Northern NJ traffic ticket attorney. Severe consequences may arise when being served with a New Jersey traffic ticket, anywhere from very costly fines to car insurance points and higher premiums.

Can you plead down a speeding ticket in NJ? ›

For example, if you received a 5-point speeding ticket in a NJ municipality, on your initial court date the prosecutor may offer you a plea deal whereby you plead guilty to a lesser points offense. Be aware, however, that while points may decrease in a plea deal, you will likely still pay a fine.

Can I just pay my ticket and not go to court in NJ? ›

If you pay without going to court, you will be pleading guilty and giving up your right to a lawyer and your right to a trial.

What do two points on your license mean in NJ? ›

Speeding between 1 and 14 mph over the limit – 2 points. Improper passing on right or off roadway – 4 points. Improper turn at a traffic light – 3 points. Improper U-turn – 3 points. Failure to yield to pedestrian in crosswalk – 2 points.

Is 4 points on your license bad in NJ? ›

How Many Points Can I Acquire Before I Lose My New Jersey Driver's License? If you accumulate 12 points on your driving record, your driving privileges will be suspended. Once you accrue 6 points on your driving record, you are subject to heavy surcharges or fines.

How long does a speeding ticket stay on your record in NJ? ›

How long do traffic violations stay on your driving record in New Jersey? A conviction for a traffic violation in New Jersey will stay on your record forever and, unlike some criminal convictions, can never be expunged.

How many points do you need to renew your license in NJ? ›

Renewing in-person

6 points of ID.

References

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